Household Budget Calculator
Plan household income, spending and savings in your preferred currency and payment frequency.
Enter your figures
Income after tax
Expenses
Savings
How to use the household budget calculator
Enter income and expenses in their own frequency
Enter each after-tax income or expense amount and select how often it occurs: weekly, fortnightly, monthly, quarterly or annually. There is no need to convert the amounts yourself.
Understand your results
The calculator converts each amount to a monthly equivalent using 52 weeks, 26 fortnights, 12 months or four quarters per year. Your remaining monthly balance is income less expenses and planned savings. The annual estimate is the monthly result multiplied by 12.
Include irregular costs
Remember annual insurance, maintenance, subscriptions and other occasional expenses. Avoid entering the same cost in more than one category. Planned savings are shown separately from spending.
Important assumptions
This is an annualised budgeting estimate, not a calendar-specific cash-flow forecast. Selecting a country changes the currency symbol and number format only; it does not convert currencies or calculate taxes. Your entries are processed locally in your browser.